Humberto Cruz is a business columnist from the Los Angeles Daily News. The Daily News is Los Angeles County's largest regional newspaper. The Daily News is the flagship of the Los Angeles Newspaper Group. Started in Van Nuys, the Daily News has been telling the story of L.A. for 90 years. Read this News Section...
Get this Podcast automatically in iTunes
Click here to get this Podcast in iTunes*
If you don't use iTunes, Subscribe with a web based Podcast program:
The grilled salmon at the free lunch seminar tasted fine. The mashed potatoes had too much pepper, though. But the worst aftertaste was from the speakers who kept scaring and pressuring the mostly elderly audience with half-truths and distortions. Read Full Artice...
Among the multitude of ideas that readers have submitted for building an emergency fund, here's an intriguing one: Use a portion of your Roth IRA. Although I have misgivings about it, the concept is worth a look. Read Full Artice...
My daughter, Veronica, a director of curriculum development, is excited about a major freelance project she'll do in addition to her regular job. Read Full Artice...
Say somebody at your church or place of work tells you about these "can't lose" investment opportunities:
One is a new fuel-cell technology to allow cars to run on tap water. Read Full Artice...
Just in the past few weeks: My wife, Georgina, and I made new investments with the money from maturing certificates of deposit. Our local telephone bill started coming from ATandT, the new name for BellSouth. Read Full Artice...
I get this question at least once a week. The answer is relevant whether you're retired or just starting out.
Q: You said something I don't understand or am misinterpreting. Read Full Artice...
As long as you keep sending great savings ideas, I'll keep printing them.
As part of its "America Saves" campaign, the Consumer Federation of America invited readers of this column to submit tips for building an emergency fund. Read Full Artice...
Next time I'm tempted to pontificate about asset allocation, diversification and rebalancing, I'd better explain what I mean.
I've made this resolve after perusing the latest in a series of investor-knowledge surveys by American Century Investments. Read Full Artice...
Let's help those who want to save:
Q: I opened a traditional IRA in 1992. I now live with my husband and two children in North Carolina. We started a small business and lost quite a bit of money but finally have more than we need to live on. Read Full Artice...
The "secrets" of saving boil down to three basic principles and an attitude.
The principles:
You won't miss money you don't see.
Small amounts add up to big amounts over time.
If you lived without it before, you can live without it now. Read Full Artice...
THE outpouring of reader mail over the hassles of mail-in rebates had barely subsided when a new flood gushed forth on why it takes middle-class America two incomes "just to get by."
To clarify, I don't believe it does. Read Full Artice...
I marvel at our ability to delude ourselves.
The latest example is the 17th annual Retirement Confidence Survey, a comprehensive study of Americans' attitudes toward retirement and preparedness (or lack of) for it. Read Full Artice...
From a quintet with credentials comes the answer to a question that baffles working Americans: How much do I need to save now to maintain my lifestyle in retirement?
The answer, in what is called a groundbreaking study, amounts basically to: "It. Read Full Artice...
It'll soon be decision time for my wife, Georgina, and me. Four short-term certificates of deposit totaling 10 percent of our fixed-income portfolio will come due over the next four months. Read Full Artice...
Give us your feedback
LA Daily News is interested in hearing what you think about our Podcasts.
You can give us your feedback by filling out our Audience Survey.
RSS
